Wells Fargo One Key+ World Elite Mastercard Review

Get ready to unlock a world of travel rewards and everyday perks with the Wells Fargo One Key+ World Elite Mastercard! 

The One Key+ Card not only offers impressive rewards earning potential but also comes packed with premium travel benefits and protections to give you peace of mind on the go. 

With automatic Gold elite status in the One Key program and an annual bonus to sweeten the deal, get excited to experience a card that truly understands and rewards your lifestyle!

CREDIT CARD

Wells Fargo One Key+ Credit Card

up to 3% OneKeyCash No Foreign Transaction Fees

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Benefits with the Wells Fargo One Key+ Card

1. Generous Welcome Offer: Start your journey with a bang! Earn an impressive $600 in OneKeyCash after you spend $3,000 on purchases in the first 3 months. That’s a fantastic boost towards your next trip!
2. Rich Travel Rewards on One Key Bookings: Earn a rewarding 3% in OneKeyCash when you book flights, hotels, car rentals, and vacation packages through Expedia, Hotels.com, and Vrbo. Your adventures just got more rewarding!
3. Excellent Rewards on Everyday Spending: Your daily purchases pay off too! Earn 3% in OneKeyCash™ at gas stations, grocery stores, and on dining (including takeout and food delivery). Plus, earn a solid 2% in OneKeyCash on all other eligible purchases.
4. $100 OneKeyCash Anniversary Bonus: Enjoy a valuable $100 in OneKeyCash each year on your cardholder anniversary. This effectively helps offset the card’s annual fee – what a great ongoing perk!
5. Automatic One Key Gold Elite Status: Elevate your travel experience instantly! As a cardholder, you automatically receive Gold elite status in the One Key loyalty program, unlocking benefits like Member Prices (savings of 20% or more on over 10,000 hotels worldwide) and other travel perks.
6. Trusted Traveler Program Statement Credit: Breeze through airport security! Receive one statement credit up to $120 every four years for the application fee for Global Entry or TSA PreCheck. Travel convenience at its best!
7. No Foreign Transaction Fees: Explore the world without extra costs! Use your card for international purchases without incurring any foreign transaction fees. Perfect for your global adventures!
8. Trip Cancellation and Interruption Protection: Travel with confidence! If your trip is canceled or interrupted for a covered reason, you can be reimbursed up to $5,000 for non-refundable common carrier tickets purchased with your card.
9. Mastercard Global Service & Concierge: Access 24/7 assistance with lost or stolen card reporting, emergency card replacement, and emergency cash advance. Plus, enjoy personalized concierge services for travel, dining, and entertainment recommendations and bookings.

Who Can Apply?

While specific criteria can vary, generally, to apply for the Wells Fargo One Key+ World Elite Mastercard, you should:

• Be at least 18 years old.
• Have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
• Have a U.S. street address.
• Demonstrate a steady income.
• Have a good to excellent credit score (typically a FICO® Score of 670 or higher is recommended, with higher scores improving approval odds).
• Be aware of Wells Fargo’s general credit card application rules, such as limitations on opening multiple Wells Fargo credit cards within a certain timeframe (e.g., the “six-month rule”).
• You may not be eligible for this product if you currently have an open One Key Mastercard or Hotels.com Rewards Visa Signature account.

How to Apply?

Ready to start earning valuable travel rewards? Here’s how you can generally apply for the Wells Fargo One Key+ Card:

1. Visit the Wells Fargo Website: Navigate to the official Wells Fargo One Key+ World Elite Mastercard page.
2. Check for Pre-Qualification (Recommended): Wells Fargo often offers a tool to check if you’re pre-qualified for card offers with no impact on your credit score. 
3. Review Card Details and Terms: Carefully read all the information.
4. Select “Apply Now”: Once you’re ready, click the “Apply Now” button to start your application.
5. Complete the Application Form: Fill in the required personal, financial, and contact information accurately and completely.
6. Review Your Application: Before submitting, double-check all the information for any errors.
7. Submit Your Application: Once you’re confident, submit your application. Wells Fargo will then review it.
8. Await a Decision: You may receive an instant decision, or it might take a few business days for Wells Fargo to process your application and notify you of their decision. If approved and you accept the offer, you should receive your card within 5-7 business days.

Frequently Asked Questions

1. What is OneKeyCash and how can I use it? OneKeyCash is the rewards currency you earn with this card. It can be redeemed for eligible bookings on Expedia, Hotels.com, and Vrbo. 
2. Is there an annual fee for this card? Yes, the Wells Fargo One Key+ World Elite Mastercard has a $99 annual fee. 
3. What is the difference between the One Key+™ Card and the regular One Key Card? The One Key+ Card offers richer benefits than the no-annual-fee One Key Card. These include a higher earning rate on “other purchases”, automatic Gold elite status, the $100 annual OneKeyCash bonus, and the statement credit for Global Entry or TSA PreCheck.
4. Can I use this card for purchases outside the U.S.? Yes, absolutely! The Wells Fargo One Key+ Card has no foreign transaction fees, making it a great choice for your international travels.

CREDIT CARD

Wells Fargo One Key+ Credit Card

up to 3% OneKeyCash No Foreign Transaction Fees

APPLY NOW You will be redirected