Looking for a better way to finance your ride? myAutoloan lets you fill out one simple form and receive up to four personalized auto loan offers in minutes. Whether you’re purchasing a new or used car, refinancing your current loan, buying from a private seller, or doing a lease buyout, this platform does the heavy lifting—so you don’t have to.
Owned by Horizon Digital Finance, myAutoloan operates in 48 states (excluding Alaska and Hawaii) and is known for fast funding, transparent rate estimators, and flexible credit requirements—even if your score is around 600.
🔍 Why Choose myAutoloan?
- One form, up to four offers – Skip repetitive applications—get multiple real quotes quickly
- Soft-pull prequalification – See potential rates without affecting your credit score
- Multiple loan types – Includes new/used purchases, refinancing (rates from ~4.95%), private-party financing, and lease buyouts
- Fair credit options – Opens doors for those with credit scores of 600+
- Fast funding – Often get checks or loan certificates within 24 hours of acceptance
- Transparent rate info – Daily rate updates and clear disclosures help you make informed choices
🧾 What to Know Before You Apply
- Expectation of hard credit pull – Only occurs after you select an offer
- Minimum loan amounts – Generally starts at $8,000 for purchases; refinancing may begin around $5,000
- Vehicle restrictions apply – Cars older than 10 years or with over ~125,000 miles may not qualify
- Co-applicant options – Adding a co-signer can help qualify or lower your rate
- Customer support caveats – No 24/7 phone line; support is mainly via online forms and helpful FAQs
- Possible follow-up outreach – Lenders might contact you directly after prequalification
🚗 How it Works: Simple and Straightforward
- Complete the online form
Takes just a few minutes—enter basic info and pick your loan type. - Get matched with offers
Receive up to four loan options tailored to your needs. - Compare and choose
Review rates, terms, and funding timelines before deciding. - Finalize with a lender
Select your best fit, undergo a hard credit check, and submit documents. - Funding happens fast
Approval leads to a check or certificate in many cases within 24 hours. - Use your funds and manage later
Apply the check to your purchase or refinance, and manage your loan with the lender chosen.
Ready to compare? Fill out one form, explore your offers, and pick the one that feels right—no pressure, no hassle.
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