You’ve been doing the hard work with your Self Credit Builder Account—making your payments on time and watching your savings grow. You’ve proven you’re reliable. Now, it’s time to take the next step. The Self Visa Secured Credit Card is your reward for that hard work, an exclusive tool that lets you build on the progress you’ve already made.
You’ve Built the Foundation. Ready for the Next Level?
How You’ll Use Your Progress to Grow Even Faster
- Your Savings Become Your Superpower: Remember that savings you’ve been building in your Credit Builder Account? Now you can put it to work. You decide how much of it (at least $100) you want to use to secure your new Visa card. That amount becomes your credit limit. You’re literally using your own success to unlock the next opportunity.
- No Second Guesswork for Approval: Since you’re already a Self member in good standing, there’s no new hard credit check to get this card. You’ve already proven you’re on the right track.
- Show Off Your Versatility: A great credit score isn’t just about paying one type of bill. By adding this credit card (a “revolving” account) to your report, you’re showing lenders you can handle different kinds of credit, which makes your profile look even stronger.
- Your Good Habits Keep Getting Noticed: Just like before, every on-time payment you make with your new card is reported to all three major credit bureaus, adding another stream of positive history to your name.
A Quick Guide to Your New Tool
- It’s for Building, Not for Carrying a Balance: The card has a high interest rate (APR). To keep winning, you should treat it like a debit card—only spend what you can pay off in full each month. This avoids interest and keeps your credit journey moving forward.
- The Reward is Your Score: This card’s mission is to boost your credit score. It doesn’t offer cash back or travel points. The prize you’re working toward is a healthier financial future.
Is It Time for You to Level Up?
If you’re a Self member who has been consistent with your payments and you’re ready to show you can handle even more, then yes. This card is your logical next step. It’s for the person who is ready to add a new, powerful tool to their credit-building toolkit and accelerate their journey toward their financial goals.