The Discover it Cash Back card is like a smart, seasonal companion that just gets it. It’s ingeniously designed to reward you most for what you’re already doing, no matter what time of year it is. It’s for anyone who loves to celebrate every chapter of the calendar and wants a card that celebrates with them.
Your Life Changes with the Seasons. Finally, a Credit Card That Does, Too.
A Card for Every Chapter of Your Year
- Rewards That Are Always in Season: This is where the fun begins. Every three months, you get to earn a huge 5% cash back on a new set of categories that often match the season perfectly—like gas stations for summer adventures, or Amazon.com and Target for your holiday shopping spree (on up to $1,500 in spending each quarter you activate).
- A “Super-Bonus” to End Your First Year: At the end of your first year, Discover gives you the ultimate gift: they automatically double every single dollar of cash back you’ve earned. That 5% you earned becomes an incredible 10%. It’s a powerful and exciting way to celebrate your first year together.
- A Long Break from Interest: Planning a big seasonal project, like new patio furniture or even just consolidating old bills after the holidays? You get a 0% intro APR for 15 months on both purchases and balance transfers. It’s a long, peaceful runway to get your finances in order without interest piling up.
- Ready for Any Adventure, Fee-Free: You get all of this without an annual fee. Plus, with no foreign transaction fees, it’s the perfect card to bring on that summer vacation abroad.
A Savvy Planner’s Guide to Getting the Most Out of Every Season
- Just Say You’re Coming to the Party: The 5% bonus isn’t automatic; you have to quickly “activate” it each quarter online or in the app. Think of it as your RSVP to the season’s best savings—it’s easy, but essential!
- Know Your Seasonal Budget: The 5% cash back applies to your first $1,500 in spending in the bonus categories each quarter. After that, you still earn a solid 1% back on everything.
Is This Your Perfect Year-Round Companion?
If you’re the kind of person who gets excited about planning—for holidays, for vacations, for each new season—then this card will feel like it was made just for you. It’s for the savvy planner who loves the strategy of getting the most value out of everything they do. If you want a card that seems to predict and reward your life all year long, the Discover it® Cash Back is an unbeatable companion.