With the Bank of America Unlimited Cash Rewards you’re not just spending money—you’re making strategic decisions, growing your savings, and investing in your future. So why should your credit card just be a simple piece of plastic? The Bank of America Unlimited Cash Rewards credit card is designed for people like you. It understands that your finances are an ecosystem, and it becomes a powerful part of that system, rewarding you more as you become more successful.
You’re Building Your Future. Shouldn’t Your Credit Card Help?
How This Card Rewards Your Ambition
- A Strong, Simple Start: It begins with a solid foundation: you earn an unlimited 1.5% cash back on every single purchase. No categories to track, no hoops to jump through. It’s consistent, reliable, and easy.
- The Real Magic: Getting Rewarded for Your Success: This is what sets the card apart. If you have a banking and/or investment relationship with Bank of America and Merrill, your rewards get a massive boost through the Preferred Rewards® program. You can earn a 25%, 50%, or even 75% bonus on all your cash back, turning your earning rate into a phenomenal 1.875%, 2.25%, or 2.625% on everything. It’s a card that literally pays you more for being a good saver and investor.
- A Smart Welcome with No Annual Fee: You get all of this potential for a $0 annual fee. Plus, you can start with a $200 cash back bonus after meeting the initial spending requirements, 2% cash back and a 0% intro APR for 15 months on both new purchases and qualifying balance transfers to help you manage your cash flow strategically.
Know Your Flight Plan: Where This Card Shines Brightest
- It’s a Relationship Card: The incredible earning rates are unlocked when you’re part of the Bank of America family. If your financial life is with other institutions, the 1.5% base rate is good, but it won’t have that supercharged power.
- Best for Your Life at Home: This is your go-to card for all your domestic spending. When you travel internationally, you’ll want to pack a different card, as this one has a 3% foreign transaction fee.
Is This the Right Co-Pilot for Your Financial Journey?
This card is tailor-made for the ambitious professional and the savvy investor. It’s for the person who sees the big picture and wants their financial tools to work together, creating powerful synergy. If you already bank or invest with Bank of America or Merrill—or you’re looking for a reason to—this card is the most intelligent way to turn your everyday spending into a meaningful part of your wealth-building strategy.
